Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Lewis & Jurnovoy Bankruptcy Attorneys Pensacola, Destin, Panama City, FL ## Sitemaps - [XML Sitemap](https://lewisandjurnovoy.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Save your house from foreclosure](https://lewisandjurnovoy.com/save-your-house-from-foreclosure/) - Filing for chapter 13 bankruptcy allows us to help you keep your house by providing a plan to catch up on any missed mortgage payments. - [Pensacola Bankruptcy Lawyers Celebrate 20 Year Anniversary](https://lewisandjurnovoy.com/bankruptcy-lawyers-celebrate-twenty-years/) - Pensacola Bankruptcy Lawyers Martin Lewis and Steven Jurnovoy Celebrate their 20 Year Anniversary. - [Bankruptcy Stops ALL Collection Against You!](https://lewisandjurnovoy.com/bankruptcy-stops-all-collection-against-you/) - Did you know that bankruptcy stops ALL collection against you… including Foreclosure, Repossession, Garnishment, Lawsuits, Letters, Bills, and Telephone Calls? - [It’s a Tough Job Working Off Shore](https://lewisandjurnovoy.com/its-a-tough-job-working-off-shore/) - A lot of our clients work off shore in the oil and gas industry. Being away from their families for 14 to 30 days per month can be very difficult. - [Reasons People File For Bankruptcy, Parts 1 & 2](https://lewisandjurnovoy.com/reasons-people-file-for-bankruptcy/) - There are many reasons that people may need to file for bankruptcy. This can include the loss of a job, or even medical bills. - [Protect Yourself From Identity Theft](https://lewisandjurnovoy.com/protect-yourself-from-identity-theft/) - No one is completely safe from identity theft, no matter how careful you are about protecting your personal information. - [Let’s Tackle Your Tax Problem](https://lewisandjurnovoy.com/tackle-your-tax-problem/) - Most people are not aware that you can actually eliminate individual income taxes in a Chapter 7 bankruptcy. - [Co-Signing Loans May Be a Big Mistake](https://lewisandjurnovoy.com/co-signing-loans-may-be-a-mistake/) - In today’s economy, it’s difficult enough keeping up with your own debts, but having to pay for someone else’s debt can be the last straw. - [We Go To Court with Our Clients](https://lewisandjurnovoy.com/we-go-to-court-with-our-clients/) - We believe that it is important that the attorney that you see and meet with is also the attorney that stands by you and presents your case in the Courtroom. - [Is Bankruptcy a Good Idea for You?](https://lewisandjurnovoy.com/is-bankruptcy-a-good-idea-for-you/) - The types of bankruptcy most commonly used by individual filers in the United States are Chapter 7 and Chapter 13. - [Tax Time: Beware of Scammers](https://lewisandjurnovoy.com/tax-time-beware-of-scammers/) - A new scam targeting taxpayers has emerged in Florida under which con artists, posing as IRS Agents, are calling and telling taxpayers they owe taxes. - [Welcome To The New Website!](https://lewisandjurnovoy.com/new-lewis-and-jurnovoy-website/) - We are so excited that you are visiting our brand new website. We have designed it to make it user-friendly and easy to navigate. - [Using Bankruptcy as a Way to Keep Your House](https://lewisandjurnovoy.com/using-bankruptcy-as-a-way-to-keep-your-house/) - Over the past 16 years, one of our great pleasures has been helping residents along the Gulf Coast keep their houses. - [Student Loan Defaults](https://lewisandjurnovoy.com/student-loan-defaults/) - A major financial crisis in this country is student loan debt. Borrowers are battling for solutions to manage and payoff their student loans. - [Federal Student Loan Payment Options](https://lewisandjurnovoy.com/federal-student-loan-payment-options/) - There are a number of repayment alternatives for federal student loans to help you manage your student loan payment. - [Student Loan Assistance](https://lewisandjurnovoy.com/student-loan-assistance/) - We are excited to announce that we are now offering a new service to our clients and anybody struggling with student loan debt. - [What to Avoid Prior to Filing Bankruptcy](https://lewisandjurnovoy.com/what-to-avoid-prior-to-filing-bankruptcy/) - The decision to file bankruptcy is, and should be, one of the most difficult decisions to make. - [Bankruptcy Can Help Save Your Car](https://lewisandjurnovoy.com/bankruptcy-can-help-save-your-car/) - Chapter 13 bankruptcy is available to help people keep cars and possibly save money on car payments. - [Handling a Chapter 13 Case in Crestview, Florida](https://lewisandjurnovoy.com/handling-a-chapter-13-case-crestview-florida/) - Chapter 13 Bankruptcy is a powerful tool. Call us today for a Free Consultation. - [How to Deal with Identity Theft](https://lewisandjurnovoy.com/how-to-deal-with-identity-theft/) - If you are a victim of identity theft, upon discovering your identity is stolen, there are several steps you should immediately take to clear your name. - [Mortgage Problems in Pensacola](https://lewisandjurnovoy.com/mortgage-problems-in-pensacola/) - Over the last several years, the housing crisis has been by far the number one financial problem facing Gulf Coast residents. It's frustrating and stressful. - [America’s Secret Weapon](https://lewisandjurnovoy.com/americas-secret-weapon/) - In America, our laws give us all the opportunity to reorganize by using the bankruptcy laws. The bankruptcy laws are there to help both people and businesses. - [How Do I Know If I Need a Bankruptcy Lawyer?](https://lewisandjurnovoy.com/how-do-i-know-if-i-need-a-bankruptcy-lawyer/) - If you are in financial trouble, you are not alone. Every year the attorneys at Lewis & Jurnovoy, P.A. help thousands of people just like you in the Gulf Coast. - [Bank of America fined $220,000](https://lewisandjurnovoy.com/bank-of-america-fined-220000/) - An Orlando couple was awarded $220,000 as a result of Bank of America ignoring the Bankruptcy's Court Orders and refusing to modify their mortgage. - [What Is a Bankruptcy Lawyer?](https://lewisandjurnovoy.com/what-is-a-bankruptcy-lawyer/) - Many lawyers, like doctors, specialize in their practice of the law. A Bankruptcy Lawyer is a lawyer that has experience handling financial or money problems. - [Homeowner Loses Home to Foreclosure](https://lewisandjurnovoy.com/homeowner-loses-home-to-foreclosure/) - For homeowners in the State of Florida, the foreclosure process takes several months giving most homeowners time to try and resolve the problem. - [Lewis & Jurnovoy, P.A. Announces Launch of New & Improved Website](https://lewisandjurnovoy.com/lewis-and-jurnovoy-new-website/) - Our new website will help educate our clients and give them an easy way to contact our offices and more information about the processes they’re considering. - [Daughter Attends Bankruptcy Court Hearing with Elderly Mother](https://lewisandjurnovoy.com/daughter-attends-bankruptcy-court-hearing-with-elderly-mother/) - People are scared when they have to attend a Bankruptcy Court hearing. Having a family member present helps calm those fears and provide comfort. - [Internet Romance Scam Causes Bankruptcy Filing in Fort Walton](https://lewisandjurnovoy.com/internet-romance-scam-causes-bankruptcy/) - There are many causes that can put us in a Bankruptcy and some people just have a pile-up of bad luck. - [Special Treatment In Bankruptcy For Some Disabled Veterans](https://lewisandjurnovoy.com/special-treatment-in-bankruptcy-for-disabled-veterans/) - One financial solution used to help relieve the burden of debt, and the accompanying stress, is filing for Chapter 7 bankruptcy. - [Filing Chapter 13 Bankruptcy in Pensacola Nets Lower House Payments](https://lewisandjurnovoy.com/filing-chapter-13-bankruptcy-in-pensacola/) - Mortgage modification may allow you to change payment terms, interest rates, principal balances, or place past due payments at the end of the loan. - [Martin Lewis Appointed to Chair Committee on Chapter 13 Plan Revision](https://lewisandjurnovoy.com/martin-lewis-appointed/) - In January 2017, Chief Judge Karen Specie appointed Martin Lewis to chair the committee in charge of revising ab Ch 13 Plan to be used throughout the district. - [Surrendering Your Home in Bankruptcy: How long can you stay?](https://lewisandjurnovoy.com/surrendering-your-home-in-bankruptcy/) - In today’s economic climate, many individuals along Florida’s Gulf Coast can no longer afford their mortgage payments and related housing expenses. - [Chapter 13 Bankruptcy Filing Stops Foreclosure Minutes Before The Foreclosure Sale](https://lewisandjurnovoy.com/bankruptcy-filing-stops-foreclosure/) - When someone files for Bankruptcy, they immediately receive the Automatic Stay of Bankruptcy. When the Petition is filed, all acts to collect debts are halted. - [Filing Bankruptcy Stops All Collection Efforts Against You](https://lewisandjurnovoy.com/filing-bankruptcy-stops-collection-efforts/) - When a person or business files for Bankruptcy relief, the law requires that as soon as the case is filed, that all collection efforts must cease. - [Save Your Home – Stop The Foreclosure – Can Filing Bankruptcy Really Do This?](https://lewisandjurnovoy.com/save-your-home-stop-foreclosure/) - If you are in foreclosure, then filing bankruptcy before the sale date will stop the foreclosure and force your mortgage company into the bankruptcy court. - [How To Survive Financially - COVID-19 Crisis](https://lewisandjurnovoy.com/how-to-survive-financially-covid-19-crisis/) - Over the past few weeks, we have received many calls and emails from Gulf Coast residents struggling with their finances as a result of the COVID-19 shutdown. - [Seniors Struggling in Retirement](https://lewisandjurnovoy.com/seniors-struggling-in-retirement/) - Martin Lewis & Steven Jurnovoy are here to help you and your family find solutions to your financial problems. Call today for a free consultation. - [Bankruptcy and Taxes: Eliminating Tax Debts in Bankruptcy](https://lewisandjurnovoy.com/bankruptcy-and-taxes-eliminating-tax-debts-in-bankruptcy/) - In many cases, a debtor is still liable for a tax debt after bankruptcy. However, bankruptcy law allows the discharge of tax debt in some circumstances. - [Lewis & Jurnovoy Opening New Office in Crestview, Florida](https://lewisandjurnovoy.com/lewis-jurnovoy-open-new-office-in-crestview-fl/) - That’s right, we are opening a brand new office in Crestview, Florida. We are so excited to be in Crestview to better serve our clients! - [Bankruptcy Hour 4/13/2015](https://lewisandjurnovoy.com/bankruptcy-hour/) - Are you drowning in debt? Are your credit card bills getting higher and higher? - [Who is filing Bankruptcy?](https://lewisandjurnovoy.com/who-is-filing-bankruptcy/) - No one really wants to file bankruptcy. Everyday we meet with people in our offices to discuss financial solutions which include bankruptcy. - [New Scam Targets Bankruptcy Filers in Panama City, FL](https://lewisandjurnovoy.com/new-scam-targets-bankruptcy-filers/) - A new scam is emerging targeting bankruptcy filers. Con artists posing as bankruptcy attorneys are calling and asking filers to send money to pay off a debt. - [Bankruptcy Hour 9/28/2014](https://lewisandjurnovoy.com/bankruptcy-hour-9-28-2014/) - Bankruptcy Hour September 28, 2014 with Martin Lewis and Steven Jurnovoy. - [Bankruptcy Hour 11/9/2014](https://lewisandjurnovoy.com/bankruptcy-hour-11-9-2014/) - Bankruptcy Hour November 9, 2014 with Martin Lewis and Steven Jurnovoy. - [Bankruptcy Hour 11/23/2014](https://lewisandjurnovoy.com/bankruptcy-hour-11-23-2014/) - Bankruptcy Hour November 23, 2014 with Martin Lewis and Steven Jurnovoy - [Bankruptcy Hour 12/07/2014](https://lewisandjurnovoy.com/bankruptcy-hour-12-07-2014/) - Bankruptcy Hour 12/07/2014 with Martin Lewis and Steven Jurnovoy - [Bankruptcy Hour 12/16/2014](https://lewisandjurnovoy.com/bankruptcy-hour-12-16-2014/) - Bankruptcy Hour, 12-16-14 with Martin Lewis and Steven Jurnovoy - [Bankruptcy Hour 1/18/2015](https://lewisandjurnovoy.com/bankruptcy-hour-1-18-2015/) - Bankruptcy Hour 01-18-15 with Steven Jurnovoy from Lewis & Jurnovoy - [Bankruptcy Hour 3/30/2015](https://lewisandjurnovoy.com/bankruptcy-hour-3-30-2015/) - Bankruptcy Hour 3/30/2015 with Martin Lewis and Steven Jurnovoy - [How Do I Know Whether I Should File Chapter 7 or Chapter 13 Bankruptcy?](https://lewisandjurnovoy.com/should-i-file-chapter-7-or-chapter-13/) - We at Lewis & Jurnovoy will help you every step of the way. There are many different reasons for filing each type of bankruptcy. - [What Happens During My Free Consultation with Lewis & Jurnovoy, P.A.?](https://lewisandjurnovoy.com/what-happens-during-my-free-consultation/) - During your Free Consultation with Lewis & Jurnovoy, P.A., you will meet with an experienced Bankruptcy Attorney and review your particular financial situation. ## Pages - [Home](https://lewisandjurnovoy.com/) - Lewis and Jurnovoy are local bankruptcy lawyers serving the Florida Panhandle for over 25 years. We specialize in Chapter 7 and Chapter 13 bankruptcy. - [Contact Us](https://lewisandjurnovoy.com/contact-us/) - Ready to tackle your debt problems? Call Bankruptcy Lawyers Lewis & Jurnovoy for a free consultation. - [About Us](https://lewisandjurnovoy.com/about-us/) - Lewis & Jurnovoy are bankruptcy lawyers of Pensacola, Panama City, Fort Walton, and Crestview, FL Call for a free consultation. - [Privacy Policy](https://lewisandjurnovoy.com/privacy-policy/) - Bankruptcy Lawyers serving Pensacola, Fort Walton, Panama City, and Crestview Florida. Check out the Privacy Policy for details about our website. - [Cookie Policy](https://lewisandjurnovoy.com/cookie-policy/) - This page provides comprehensive information about how we use cookies on our website to enhance your browsing experience, improve website performance, and deliver personalized content. Cookies are small text files that are stored on your device when you visit our site. They help us understand how visitors interact with our website, allowing us to offer - [Thank You](https://lewisandjurnovoy.com/thank-you/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ collapsed=”off” global_colors_info=”{}”][et_pb_fullwidth_header title=”THANK YOU FOR REACHING OUT!” background_overlay_color=”rgba(0,0,0,0.47)” _builder_version=”4.16″ title_text_align=”center” title_text_color=”#ffffff” title_font_size=”40px” background_color=”rgba(0,168,255,0)” background_image=”/wp-content/uploads/Lewis_and_Jurnovoy_Bankruptcy_Lawyers-1.png” parallax=”on” custom_padding=”||148px|||” custom_padding_tablet=”” custom_padding_phone=”0px||0px|” custom_padding_last_edited=”on|phone” global_colors_info=”{}” button_one_text_size__hover_enabled=”off” button_one_text_size__hover=”null” button_two_text_size__hover_enabled=”off” button_two_text_size__hover=”null” button_one_text_color__hover_enabled=”off” button_one_text_color__hover=”null” button_two_text_color__hover_enabled=”off” button_two_text_color__hover=”null” button_one_border_width__hover_enabled=”off” button_one_border_width__hover=”null” button_two_border_width__hover_enabled=”off” button_two_border_width__hover=”null” button_one_border_color__hover_enabled=”off” button_one_border_color__hover=”null” button_two_border_color__hover_enabled=”off” button_two_border_color__hover=”null” button_one_border_radius__hover_enabled=”off” button_one_border_radius__hover=”null” button_two_border_radius__hover_enabled=”off” button_two_border_radius__hover=”null” button_one_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover=”null” button_two_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover=”null” button_one_bg_color__hover_enabled=”off” button_one_bg_color__hover=”null” button_two_bg_color__hover_enabled=”off” button_two_bg_color__hover=”null”] [/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ - [Blog](https://lewisandjurnovoy.com/blog/) - Learn more about bankruptcy law with Lewis & Jurnovoy's bankruptcy law blog. - [Debt Relief](https://lewisandjurnovoy.com/debt-relief-2/) - We specialize in debt relief assistance. If you or a loved one is struggling to keep up with your payments, call us today for a free consultation! - [15 Bankruptcy Myths](https://lewisandjurnovoy.com/15-myths/) - Lewis & Jurnovoy bust these common myths about CH 7 & 13 Bankruptcy - [Bankruptcy](https://lewisandjurnovoy.com/bankruptcy/) - If you are in financial trouble, Lewis & Jurnovoy can help individuals & sole proprietors in Chapter 13 Bankruptcy and Chapter 7 Straight Bankruptcy. - [Bankruptcy Questions & Answers](https://lewisandjurnovoy.com/bankruptcy-questions-answers/) - Looking for more info about filing for bankruptcy? Check out our FAQ page to answer all your questions. - [Chapter 7 Bankruptcy](https://lewisandjurnovoy.com/chapter-7-bankruptcy/) - Lewis and Jurnovoy, Chapter 7 Bankruptcy lawyers, can help you learn everything you need to know about this chapter of bankruptcy. - [Chapter 13 Bankruptcy](https://lewisandjurnovoy.com/chapter-13-bankruptcy/) - Chapter 13 Bankruptcy lawyers Lewis and Jurnovoy can help you learn everything you need to know about this chapter of bankruptcy. - [Terms & Conditions](https://lewisandjurnovoy.com/terms-conditions/) - We invite you to contact us and welcome your calls, letters and electronic mail. - [Reviews](https://lewisandjurnovoy.com/reviews/) - Client Testimonials for Bankruptcy Attorneys Lewis & Jurnovoy. - [Disclaimer](https://lewisandjurnovoy.com/disclaimer/) - We invite you to contact us and welcome your calls, letters, and electronic mail. ## Categories - [Uncategorized](https://lewisandjurnovoy.com/category/uncategorized/) - [Bankruptcy](https://lewisandjurnovoy.com/category/bankruptcy/) - [Chapter 7](https://lewisandjurnovoy.com/category/bankruptcy/chapter-7/) - [Student Loans](https://lewisandjurnovoy.com/category/student-loans/) ## Tags - [Attorney](https://lewisandjurnovoy.com/tag/attorney/) - [Lawyer](https://lewisandjurnovoy.com/tag/lawyer/) - [Lawyers](https://lewisandjurnovoy.com/tag/lawyers/) - [Attorneys](https://lewisandjurnovoy.com/tag/attorneys/) - [Bankruptcy](https://lewisandjurnovoy.com/tag/bankruptcy/) - [Debt](https://lewisandjurnovoy.com/tag/debt/) - [Chapter 7](https://lewisandjurnovoy.com/tag/chapter-7/) - [Pensacola](https://lewisandjurnovoy.com/tag/pensacola/)